Set your payday
Choose a weekly or biweekly pay cycle, enter your cleared balance, and give the rest of the cycle a starting point.
Safe-to-spend planning for payday
Know what's safe to spend before payday.
Set your payday, starting balance, and essential bills. Payday Budget gives you one practical number for the rest of the cycle—without connecting a bank account.
Coming soon for iPhone in the United States, Canada, United Kingdom, Australia, and New Zealand.
SAFE TO SPENDProtected for this pay cycle
Your balance is not the same as money you can comfortably spend.
LOCAL FIRST•NO BANK CONNECTION•YOUR PLAN, YOUR DEVICE
A smaller question, answered clearly
Built around the next payday.
Keep bills in view
Add the essential bills that still need to be covered. Payday Budget keeps each one visible in the plan.
Spend with context
See a clear Safe to Spend amount instead of treating your entire balance as available money.
Private by design
Your plan stays yours.
Payday Budget stores your plan on your iPhone. It has no account, no advertising SDK, no analytics SDK, and no bank connection. Calculations and bill reminders run on your device.
If you use backup, the app encrypts your plan before writing it to your private iCloud Drive container. A recovery key is required to restore it.
Read the Privacy PolicyENCRYPTED BACKUPPrivate iCloud Driveor a file you choose.
Simple pricing
Start free. Keep it simple.
Free includes up to five required bills. Reserve Pro is a one-time purchase that unlocks unlimited required bills, custom reminders, a 12-month future plan, a Home Screen widget, and CSV export. Local pricing is shown by the App Store.
No subscription. No bank connection. No separate Reserve account.A little more clarity each pay cycle
Spend with a number you can trust.
Payday Budget is a planning tool, not financial, tax, or investment advice.
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